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I can't stop prescreened credit offers?

I get a ton of credit offers in the mail. I have called the 800 number to opt out. That was four months ago. I am pretty much debt free owing almost nothing and plan to keep it that way. One credit card is good enough for me and I do not want to be bothered with more credit offers. I get checks for several thousands dollars for me to cash at my bank to start a loan and that is scary. If those checks fall in the wrong hands; I will be screwed. I am at the point of writing legal threats to creditors to stop soliciting prescreened offers. Is the “opt out” law a joke or can I sue them? Is there a letter template I can use to demand money for being a nuisance? I hate to write a letter to each credit offer, listed on the back of the offer letter. I am willing to sue them for wasting my time. I live in Orange County, Ca. USA. Any advice would be great or web page referral. If you are getting the offers too let me know. Maybe a class action will make the “opt out” stand out tough.

Public Comments

1. National Do Not Call Registry
2. You can call 1-888-567-8688 and have your name and address taken off the list. You may need to call up to 3 times and it still takes up to 2 weeks for this change to take effect.
3. Once I keep all those offers in a pile for a month to see what they added up to. There were over 40! Just keep shredding or burning whatever you do. Don't just throw them in the trash. Someone else could find them and open their own credit in your name. The OPT out is a joke, they send them anyway.